Appraisal services for South Hadley and Hampshire County homeowners

Check out the top 7 reasons MA homeowners need Marion & Werenski (413) 533-0636:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge Hampshire county's assessment of your property
  3. To lower a mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. Settle an estate in MA by determining the true market value of real estate in question

Own a house in or near South Hadley, MA and need help deciding the price of it?
Contact Marion & Werenski (413) 533-0636.

We at Marion & Werenski (413) 533-0636 understand the particular needs of a customer in need of appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and CPAs. As our client, we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our findings.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Marion & Werenski (413) 533-0636 are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value assessment than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. Marion & Werenski (413) 533-0636 is seasoned in helping consumers just like you abolish unnecessary PMI insurance.

Challenging a property tax assessment

Lets say you live in a local area that is declining -- your local tax assessor may have your house overvalued. That only means you're paying more taxes than you should. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Marion & Werenski (413) 533-0636 is your chief weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

If your house is in a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow standpoint. Marion & Werenski (413) 533-0636 can provide you with an expert appraisal that will help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you'd like to have a seasoned professional double-check it for verity or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? Marion & Werenski (413) 533-0636 offers field reviews where we'll go out and check the subject and comparables. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. Even though this is typically requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your property.